Medical procedures can be costly, particularly without health insurance. For an uninsured patient, the average cost of cataract surgery is $3,000. After diagnosis, an experienced surgeon will be able to give you the price of treatment.
Factors in the Cost of Cataract Surgery
There are several intraocular lenses (IOLs) to choose from and they carry different costs. You and your eye surgeon will determine which IOL will best meet your needs. Please see our IOL Technology page for more details.
If you do a cost comparison and enquire at several eye surgery offices, be sure you are being quoted a total cost figure and not just the cost of the surgery itself. There may be several separate charges, such as:
Each eye surgeon’s office will have a financing person who can give you accurate amounts for each item and the total cost. Be sure to do as much research and planning as possible to keep your out-of-pocket costs at a minimum.
Cataract Surgery Financing Options
If you have health insurance, your provider will cover some or all of the cost of cataract surgery. If you do not have health insurance, you have options for financing the surgery. Most eye surgeons work with third party financing companies to make your cost fit comfortably within your budget.
Medicare covers implantation of a standard IOL and you may choose a multifocal IOL for an additional cost. Use of a standard IOL will require you to use glasses, as these IOLs are set for only one distance.
Many doctors offer payment plans. If financing the procedure is a viable option, you can determine the details with the office’s financing staff.
Before deciding how to cover the cost of your cataract surgery, talk to an account specialist at your doctor’s office. Contact your primary insurance provider to confirm what is covered by your policy. Being informed will help you and your doctor choose the IOL that best fits your specific needs.
If you would like to learn more about cataracts and their treatment, please contact us for a well-qualified and experienced cataract surgeon in your area.